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Lotto has been running in New Zealand since 1 August 1987 and remains the country's most played lottery game. Draws are held twice a week, on Wednesday at 8:20 pm and Saturday at 8:00 pm, with ticket sales closing at 7:30 pm on both nights.
Six balls are drawn from a pool of forty, followed by a bonus ball from the remaining 34, using a Smartplay Halogen II machine. Match all six main numbers and you share First Division, which carries a guaranteed prize pool of $1 million. The odds of getting there are 1 in 3,838,380, but the lower divisions are far more reachable - three main numbers comes up roughly once every 35 lines.
Two add-ons sit alongside the main game. Powerball adds a single number from 1 to 10 and multiplies what a winning line pays. Strike asks you to call the first four numbers in the exact order they're drawn.
Pick six numbers from 1 to 40, or take a Lucky Dip and let the system choose for you. A line costs $0.70, and a ticket has to cover at least four lines.
At the draw, six main balls are pulled from the 40, followed by a seventh - the bonus ball. You don't choose the bonus ball, but matching it alongside four or five main numbers moves you up a division. Match all six main numbers on one line and First Division is yours.
Six balls are drawn out of forty, followed by a further ball - the bonus ball - out of the remaining 34. There are seven divisions. Division 7 pays in bonus lines rather than cash.
Each division has a prize pool that gets split between every winning line, so what you actually receive depends on how many people won alongside you. First Division is guaranteed at $1 million, but with three winners that's $333,333 each. Lotto NZ puts the long-run average First Division payout at over $350,000.
| Division | Numbers matched | Chance per line (1 in...) | Chance per $7 Lucky Dip | Average prize payout |
|---|---|---|---|---|
| 1 | All six numbers | 3,838,380 | 383,838 | Over $350,000 |
| 2 | Five numbers plus the bonus ball | 639,730 | 63,973 | $19,995 |
| 3 | Five numbers | 19,386 | 1,939 | $601 |
| 4 | Four numbers plus the bonus ball | 7,754 | 775 | $55 |
| 5 | Four numbers | 485 | 48 | $30 |
| 6 | Three numbers plus the bonus ball | 363 | 36 | $22 |
| 7 | Three numbers | 35 | 3.5 | 4 bonus Lotto lines (fixed) |
Powerball has been part of Lotto since February 2001. It adds one number from 1 to 10 to each of your Lotto lines, at $0.80 per line.
The catch is that Powerball only pays if the Lotto line it's attached to already wins something. Match the Powerball but nothing in the main draw and you win nothing - Powerball multiplies a win rather than creating one.
Unlike Lotto's fixed $1 million, the Powerball Division 1 jackpot rolls over. Every draw without a winner adds to the next one, up to a ceiling of $50 million. When it reaches that ceiling, the next draw is Must Be Won: if nobody takes Division 1, the money drops to the next division with winners.
| Division | Numbers matched | Chance per line (1 in...) | Chance per $15 Power Dip | Average Powerball prize | Average payout, Lotto and Powerball combined |
|---|---|---|---|---|---|
| 1 | Six numbers plus the Powerball | 38,383,800 | 3,838,380 | Over $11 million | Over $11 million |
| 2 | Five numbers, bonus ball and the Powerball | 6,397,300 | 639,730 | $17,257 | $37,252 |
| 3 | Five numbers plus the Powerball | 193,858 | 19,386 | $554 | $1,155 |
| 4 | Four numbers, bonus ball and the Powerball | 77,543 | 7,754 | $52 | $107 |
| 5 | Four numbers plus the Powerball | 4,846 | 485 | $27 | $57 |
| 6 | Three numbers, bonus ball and the Powerball | 3,635 | 363 | $18 | $40 |
| 7 | Three numbers plus the Powerball | 352 | 35 | $15 (fixed) | $15 + 4 bonus Lotto lines (fixed) |
Strike, introduced in April 1993, is about order rather than luck of the draw alone. You pick four numbers from 1 to 40 and try to match the first four balls drawn in exactly the order they come out. A Strike line costs $1.
There are four Strike divisions. Getting all four in position is Division 1, starting at a minimum of $100,000 and rolling over draw by draw. Unlike Powerball, Strike is capped by count rather than by amount: it can roll over ten times, and the tenth draw is Must Be Won. By then the prize has typically grown to somewhere around $700,000, though a strong run of sales can push it past $1 million. Division 4 - one number in the right position - pays a bonus Strike line rather than cash.
| Division | Numbers matched | Chance per line (1 in...) | Average prize payout |
|---|---|---|---|
| Strike 4 | The exact order of the first 4 Lotto numbers drawn | 2,193,360 | Over $300,000 |
| Strike 3 | The exact order of any 3 of the first 4 Lotto numbers | 15,232 | $668 |
| Strike 2 | The exact order of any 2 of the first 4 Lotto numbers | 274 | $67 |
| Strike 1 | The exact order of any 1 of the first 4 Lotto numbers | 11 | 1 bonus Strike line (fixed) |